For software platforms
Standard accounts are best for software platforms that want to help their users directly accept payments. Stripe will onboard your accounts in a co-branded flow that’s customized with your brand and colors.
For marketplaces
Express accounts are best for marketplaces that want to pay out sellers and service providers. They provide more flexibility on payout timing and pricing. Stripe will onboard your accounts in a co-branded flow that’s customized with your brand and colors.
Custom-built
Custom accounts give you the most flexibility but require significant engineering resources to integrate. You can build your own flows or save development time and ongoing maintenance by using Stripe’s co-branded onboarding flows, customized with your brand and colors.
Verification and screening
Stripe’s risk-based account verification process helps platforms and marketplaces onboard connected accounts with minimal friction and conducts screening as high-risk files are updated.
- Identity verifications
- Instantly link bank accounts for payouts with Financial Connections
- Risk-based KYC and AML checks for individuals and businesses
- Sanctions screening
- MATCH list checks
Payments compliance and security
Stripe helps you manage the complexities of global compliance.
Global regulations and compliance
Stay current with global regulations, card network rules, and strict industry security standards.
- PCI DSS Level 1 certification
- PSD2 Strong Customer Authentication (SCA) compliant
Global licensing
Benefit from Stripe’s money licenses around the world instead of getting your own licenses in every region that you operate.
- Money transmitter licenses (MTL) and registered MSB in the US
- E-Money (EMI) License in Europe
Fraud management
Reduce exposure to fraudulent users with Stripe’s machine learning technology for fraud prevention.
- Advanced models
- Fraudulent account identification and real-time disablement
Accept payments
Scale your platform or marketplace globally without needing to set up local bank accounts and entities. With Connect, you can let your users accept 135+ currencies and dozens of popular payment methods all over the world.
Global payments
One global integration to offer the payment methods your customers want.
Global scale
Scale your business internationally without worrying about payments licensing or establishing local entities and bank accounts. Launch in new countries with no additional development work.
- Accept payments from 180+ countries
- 130+ presentment currencies
- 15+ settlement currencies
- Onboard connected accounts in 35+ countries
- Instant country launch
Online and mobile payments
Enable your users to accept major debit and credit cards, wallet payments, and local payment methods, with unified reporting and payouts across all payment types.
Point-of-sale payments
Let your users unify online and in-person payments with Stripe’s point-of-sale solution.
Subscriptions and invoicing
Build and scale your user’s recurring business model, plus automate every part of recurring relationships.
Boost conversion
Reduce cart abandonment by creating a frictionless checkout experience—Link autofills your customers’ payment and shipping details to create an easy and secure checkout experience, increasing conversion rates by over 7%.
Payment optimization
Boost conversion and modernize your payment stack.
Revenue optimization
Take advantage of Stripe’s connections to the major card networks to improve acceptance rates and revenue.
Fraud protection
Keep your platform or marketplace safe by detecting and blocking fraud.
Tax automation
Enable your users to automatically calculate and collect sales tax, VAT, and GST on your Stripe transactions.
Pay out users
Move money between your users and your platform or marketplace quickly, even across borders. Connect makes it easy to split and route payments to multiple parties, pay out your users, and drive revenue.
Global payment routing and payouts
Connect can support any business model.Connect can support any business model.
Routing flexibility and control
Customize payment routing and control where charges settle to best reflect your business model. You can split payments, move funds, and pay out or debit your users any way you like.
Payout timing control
Specify how frequently you want your users to get paid, and Connect will aggregate earnings and settle funds. You can even have fine-grained control over when your users receive funds (e.g., after services or goods are delivered).
- Daily
- Weekly
- Monthly
- Manual
Instant payouts
Allow your users to receive earnings in their bank account within minutes after the charge. Users can request Instant Payouts 24×7, including weekends and holidays.
Account top-ups
Add funds from your bank account to your Stripe balance in order to send payouts that aren’t tied to incoming transactions. Top-ups can be used to fund discounts or faster payouts, add funds from non-Stripe income, or pay bonuses.
Payouts
Pay out around the world in local currencies without additional engineering effort or local banking relationships. Funds for payouts can come from Stripe transactions or from account top-ups.
Crypto Payouts
Pay out directly in crypto to differentiate your platform, reach new users, and pay out instantly.
Issue cards
Create, distribute, and manage physical and virtual spending cards for your users. Set custom authorization rules like allowed merchant categories and spending limits to control expenses and prevent fraud.
1099 tax support with IRS and states
Automatically generate, file, and deliver 1099 tax forms for sellers or service providers.
Manage your platform or marketplace
Manage payment operations with fewer resources. Stripe provides robust tools and reporting for you and your users.
Revenue streams
Turn payments and related services into a revenue stream for your platform or marketplace.
Revenue share
Earn a revenue share on online card payments. Stripe partners qualify when they use Connect with Standard accounts, use Stripe Checkout or Stripe Elements, and reach a payments volume run rate of $1 million USD.
Fees and markup
Drive revenue from the payment services you provide to your users. Simply specify your platform or marketplace’s earnings for each transaction, and Connect will handle netting out earnings, including managing refunds and chargebacks.
- Mark up payment transactions
- Mark up other services like Instant Payouts, Issuing, or Terminal
- Charge additional service fees to enable payments
Tools for your platform or marketplace
One place to manage users, payments, and your business.
Easy integration
Get payments up and running in days–not months–with Stripe’s global API, code samples, and demos.
Manage users
Use the Stripe Dashboard to create accounts, manage verification status, update account information, and manage an account’s capabilities.
Manage payouts
Use the Stripe Dashboard to send funds, issue refunds, and handle chargebacks.
Reports and analytics
Use Stripe’s built-in reports or feed Stripe data into other tools using the API. Businesses on cost-plus pricing can also access transaction-level reporting on interchange costs and more.
Custom reports and insights
Build custom payments or user reports directly from the Stripe Dashboard and schedule reports to be automatically sent to your team.
Roles and permissions
Use granular roles to set the right data access controls for your team members.
- Administrator
- Developer
- Analyst
- Support Specialist
- View Only
24×7 support and Premium Support
Get 24×7 support from Stripe’s specialists.
- Phone
- Chat
Partner program
Become a partner to earn a revenue share, be discovered by Stripe businesses, get best practices, and accelerate your go-to-market.
- Revenue share on online card payments
- Listing in the partner gallery and Stripe onboarding flow
- Technical best practices
- Marketing resources
Integrations and extensions
Access prebuilt tools and extensions to help your platform or marketplace with things like accounting, automation, and more.
Tools for your users
An all-in-one payments solution for your users.
Unified financial services
Your users can go live faster and simplify reconciliation and reporting with Stripe’s unified platform for online and in-person payments, recurring billing, business financing, and more.
- Subscriptions and invoicing
- Payment cards
- Business financing
- Online and mobile payments
- Point-of-sale payments
- Reporting and analytics
Reporting and analytics (Standard accounts)
Standard accounts can take advantage of all the capabilities offered by the full Stripe Dashboard, including powerful reporting, querying, and payments management.
Reporting and analytics (Express accounts)
Express accounts can access a simple dashboard to track their payouts and modify their bank account and personal information.
Reporting and analytics (Custom accounts)
When using Custom accounts, you can build a custom dashboard for your users or build Stripe data into your existing dashboard using the Stripe API.